Cracked Windshield or Stone Chip? Fix with SGi insurance
Don’t pay full price for a windshield — use the SGI coverage you’re already paying for. We handle everything from claim to repair.
✅ Glass claims don’t affect your SGI rates
✅ Use SGI coverage you’re already paying for
✅ FREE stone chip repairs
✅ Same-day service available
Start your claim, or check your coverage
Open your glass claim in 60 seconds
Most drivers pay just $50–$100 out of pocket. A great fit for windshield replacements and other glass claims.
Zero paperwork for you
File with SGI for you
Have your vehicle registration and policy number handy.
Your SGI insurance covers glass
Most Regina drivers have SGI Package Auto, which means a glass deductible of just $50–$100. Not sure what you have? We’ll check your coverage for free.
SGI Package Policy
- You don't file a claim — we handle it
- Deductible as low as $50
- Up to 3 FREE chip repairs a year
- Won't affect your rates or premiums
Third-Party Provider
- Other insurers — Sandbox, CAA & more
- You pay less on SGI's $700 deductible
- We direct-bill SGI & your provider
- Won't affect your rates or premiums
Standard SGI Plates
- Included with every registration
- No claim filing for windshields
- Smart for 2018+ vehicles with ADAS
- Won't affect your rates or premiums
Not Sure What You Have?
- Give us your plate number and registration
- We look up your coverage and deductible
- Share your policy number if you have one
- We'll recommend the best path for you
Glass claims won't affect your rates
SGI’s Safe Driver Recognition only penalizes at-fault collisions and traffic convictions. A rock chip on the highway is a road hazard — not your fault. Your safety rating, premiums, and driving record stay untouched.
Same-Day Service
Most jobs done today
Easy SGI Claims
We file directly for you
Real Customer Care
You deal with the same local team the whole way through, not a call centre
Better Prices Than Franchises
We’re local, so you’re not paying for a big chain’s head office
Free stone chip repair — $0 out of pocket
Package-policy holders get up to 3 free stone chip repairs a year. No deductible and no paperwork for you — just bring your vehicle in.
- Chip must be smaller than a loonie
- Repair takes 20–30 minutes
- Stops the chip from spreading into a full crack
- 3 repairs per policy year, no deductible
- We handle the SGI billing directly
ADAS calibration — covered by SGI
If your vehicle has a forward-facing camera (most 2018+ models), your windshield replacement needs ADAS calibration.
What is ADAS calibration?
Advanced Driver Assistance Systems (ADAS) include lane departure warning, automatic emergency braking, and adaptive cruise control. After a windshield replacement, the camera behind your glass has to be recalibrated so these features work properly. We do it in-house — no trip to the dealer.
What it costs if you pay out of pocket
Done on its own, ADAS calibration typically costs $300–$500. When you go through an SGI glass claim, calibration is included as part of your windshield replacement at no extra cost to you.
What does SGI cover for auto glass?
Coverage depends on your policy, but SGI glass claims commonly include:
- Windshield replacement
- Windshield repair (rock chips and small cracks)
- Side window replacement
- Rear window replacement
Why choose Mike's for your SGI claim?
When insurance is involved, you want a shop that makes it easy and gets it right the first time. Regina drivers choose Mike’s because:
- We're SGI approved
- We handle SGI claims every day
- We give honest advice — repair when possible, replace when necessary
- We install quality glass using professional procedures
- We calibrate modern safety systems in-house
How the SGI glass claim process works
Never filed a glass claim before? Don’t worry — here’s what it usually looks like.
Start your claim
For windshields, we open the claim with SGI for you. For back glass, SGI needs you to open the claim first.
Choose your glass shop
You can choose any SGI-approved shop. You’re not locked into one provider.
Book your appointment
Once you choose Mike’s, we schedule your repair or replacement — often the same day.
We do the work & handle the details
We repair or replace your glass and bill SGI directly. You just pay your deductible.
Can SGI cover a repair instead of a replacement?
Often, yes. If the damage is small and repairable, a repair stops the crack from spreading, saves time, and keeps your original factory seal. If the damage is too large, in your line of sight, or spreading, replacement is the safer choice — we’ll recommend what makes sense.
Windshield replacement and ADAS
Many newer vehicles have cameras and safety features built into the windshield area. After a replacement, these need recalibrating. We do it in-house so your safety features work as intended.
Trusted by Regina drivers
“Excellent work was able too get me in quickly. There prices are great and staff is friendly. This is the only place I would personally deal with.”
Google review
“I needed to get my windshield replaced and Mike’s came recommended on a Reddit post. Reasonably priced and excellent service. I won’t hesitate to return for any future auto glass repairs. I highly recommend.”
Google review · Windshield replacement
“Good price, fast service, great staff. Ill be using them again. Windshield chip repair today”
Google review · Chip repair
Frequently asked questions
Do I have to use the shop SGI recommends?
No. You can choose any SGI-approved glass shop. Mike’s is SGI approved and can complete your repair or replacement.
Will I have to pay anything out of pocket?
That depends on your SGI policy and deductible. We’ll confirm exactly what you’ll pay before any work starts.
Can you repair a rock chip through SGI?
In many cases, yes — and with a package policy, up to 3 chip repairs a year are free.
How long does a windshield replacement take?
Basic replacements typically take 2 to 3 hours. Windshields with cameras or sensors may take the full day for calibration.
Do you handle side and rear window claims too?
Yes. SGI claims can cover windshields, side windows, and rear windows, depending on your situation.
Need help with an SGI glass claim?
If you’re in Regina and need windshield repair or replacement through SGI, we’ll guide you through it and get your vehicle taken care of quickly.
🛡️ Glass claims won’t affect your SGI rates